#05/1

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    ІНТЕРНЕТ -БАНКІНГ – ЕКОНОМІЯ ЧАСУ У ХХІ СТОЛІТТІ. INTERNET BANKING IS A SAVING TIME IN THE XXI CENTURY
    (2020) ЖАМ, Олена Юріївна; ZHAM, Olena Yuriivna; ПИРОЖЕНКО, Юлія Володимирівна; PYROZHENKO, Yuliia Volodymyrivna
    Статтю присвячено тлумаченню, аналізу, історії розвитку інтернет-банкінгу. Розглянуто декілька варіантів розвитку технологічної сторони фінансово-кредитних установ: мобільні додатки, POS-термінали, термінали для безготівкових платежів. Також зазначено актуальний стан розвитку системи інтернет-банкінгу в Україні, пояснені переваги дистанційного обслуговування клієнтів, наведено статистику. The paper is devoted to the interpretation, analysis, history of Internet banking development. Several options of technological side development of financial and credit institutions are considered: mobile applications, POS-terminals, terminals for cashless payments. The current state of development of the Internet banking system in Ukraine is also indicated, the advantages of remote customer service are explained, statistics are given. The development of financial relations, a significant breakthrough in technology in recent years, the emergence of plastic payment cards, the improvement of the Internet - all this has given a great impetus to financial institutions, their cooperation with customers, improved service. The new generation of banking allows to improve the work not only of financial and credit institutions, but also of clients. This scientific research deserves attention and is relevant in today's conditions. In the XXI century, the question of the importance of time and efficiency of its use becomes very relevant. Thus, the banking system of Ukraine allows people to use as little time as possible to solve important issues, such as: payment for utilities, purchase of tickets for any transport, transfer of funds to the card, replenishment of mobile account, interest on the loan and more.